Upstart Holdings, Inc. (UPST) is a Financial Services stock tracked by StreetAlpha. It last closed at $24.31 on Oct 5, up 6.58% on the day. UPST reports earnings on Tue, Nov 3, 2026. The average 12-month price target from 6 analysts is $45.33 (+86.5% from the last close), with a high of $61.00 and a low of $34.00. Analyst consensus is Buy, based on the latest ratings from 6 firms (3 buy, 3 hold, 0 sell). Over the past 90 days StreetAlpha recorded 1 whale options trade in UPST, 0% of them bullish and 100% bearish.
Each firm's latest rating on UPST in the past 90 days
Average 12-month target
$45.33
▲ 86.5% upside
Based on 6 analysts who set a price target on UPST in the past 90 days. The average target is $45.33, with a high of $61.00 and a low of $34.00, compared with the last close of $24.31.
Highest target$61.00
Average target$45.33
Lowest target$34.00
Latest rating changes
Loop CapitalInitiated
Sep 9Hold$34
WedbushUpgrade
Aug 16Hold$45
NeedhamMaintained
Aug 5Buy$42
Piper SandlerMaintained
Aug 5Buy$51
CitigroupMaintained
Jul 22Buy$61
Date
Firm
Action
Rating
Price target
Sep 9
Loop Capital
Initiated
Hold
$34
Aug 16
Wedbush
Upgrade
Hold
$45
Aug 5
Needham
Maintained
Buy
$42
Aug 5
Piper Sandler
Maintained
Buy
$51
Jul 22
Citigroup
Maintained
Buy
$61
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Whale Options Flow
90D
Total alerts
1
Bullish
0
0%
Bearish
1
100%
Date span
Aug 4 – Aug 4
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AI Auto Pilots
Paper trading
StreetAlpha runs four autonomous AI traders powered by Anthropic's Claude. Each one reads options flow, dark pool prints, insider filings, sentiment, macro signals and technicals, then makes its own trading decisions in a paper portfolio. Every decision is logged and every trade is tracked, so you can see whether UPST is in one of them and how their past UPST trades turned out.
